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Budget: setting up a garden with €100 versus €1,000

What to spend on and what not to depending on the money available, with two complete shopping lists.

Carlos MenaCarlos MenaPublished on 8 March 2026Updated 10 Aug 20263 min read609 words
Featured image: Budget: setting up a garden with €100 versus €1,000

A beautiful garden doesn't depend so much on money as on decisions. With €100 well spent you get a pleasant space in two years; with €1,000 badly spent, an expensive, soulless garden that also gives a lot of work. Here are two realistic lists and how the strategy of each differs.

Garden with €100: time instead of money

Strategy: small plants or from seed, free cuttings and prioritising what can't be improvised (a decent secateur and improving the soil).

ItemSpend
Basic second-hand or entry-level tools (bypass secateurs, hand trowel, rake)€25
Hose and gun€20
2 bags of compost to amend the planting holes€12
Flower and herb seeds + 5 small perennial plants€28
Mulch (straw or shredded prunings, often free at recycling centres)€0-10
Reserve for replacements€5-15

Get cuttings of lavender, rosemary, salvia, geranium and herbs from neighbours and family: they root easily in spring or autumn and multiply your garden at no cost. In the second year, divide the perennials you already have to fill more space and collect seeds from the annuals.

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Pollinator flower seed set (15 varieties)
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Pollinator flower seed set (15 varieties)

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Garden with €1,000: mature structure and automatic watering

ItemSpend
Quality tools (hand set + 18 V battery hedge trimmer with battery)€200
Drip irrigation system with timer and rain sensor€130
3-4 structural shrubs in a 5-10 L container€150
15-20 perennials in a 2 L pot€180
1 climber + its structure or arch€70
Compost, growing medium and amendments in bulk€90
Decorative mulch (bark or gravel) for the whole surface€110
Reserve for replacements and adjustments€70
Expandable 30 m hose with multi-function gun
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Expandable 30 m hose with multi-function gun

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What NOT to spend on (with any budget)

  • Large, expensive plants to "fill it now": a 15 L specimen costs 3-4 times more than a 3 L one and, after two years, they're the same size because the small one establishes better.
  • 40-piece tool kits: you'll use four and the rest takes up space.
  • Miracle products: stimulants, "soil activators", premium-brand fertilisers. Compost does the same for a fraction of the price.
  • Decoration before plants: first the living, healthy garden, then the ornaments, the lights and the furniture.
  • Natural lawn in shady or high-traffic areas: it will always cause problems; better ground covers or permeable paving.

What is worth investing in

  1. Good secateurs: you'll use them every week for years (see professional secateurs).
  2. Automatic watering, even basic: it saves your garden in August and when you go on holiday.
  3. Improving the soil from the start with organic matter: it's the basis of everything else.
  4. Quality structural shrubs: they're the garden's permanent skeleton and what shows the most.

Annual maintenance cost

  • Small garden (25-50 m²): €40-80 a year (compost, mulch, replacing annuals, the odd pest product).
  • Medium garden with a lawn (200-400 m²): €150-300 (the above + reseeding seed, lawn fertiliser, water).

Frequently asked questions

How much does a "turnkey" garden done by professionals cost?

As a very general guide, from €30 to €120/m² depending on the level (earthworks, irrigation, paving, plant size). A simple 100 m² garden can be around €3,000-8,000.

Is it worth buying plants online?

For small perennials and bulbs, yes: they arrive well and there's more variety. For large shrubs and trees, better a local nursery: you avoid the stress of transport and see what you're buying.

Where do I get cheap mulch?

Many recycling centres and municipal gardening services give away shredded pruning chippings. Cereal straw is also cheap. Decorative pine bark is the most expensive option.

Can I set up the garden in phases?

It's the recommended way. First the soil and the irrigation, then the structural shrubs, and in the following seasons you fill in with perennials and annuals as the budget allows.

Photo of Carlos Mena
Carlos Mena

Gardening and landscaping technician. Specialist in machinery, automatic irrigation and robot lawn mowers.

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